DeFi Simulator

Kalkulator Rega Likuidasi & Faktor Kesehatan Aave

Paste an address with an Aave debt position in the box above to visualize how changes to borrow/supplied assets affect the position's health factor and borrowing power.

Want to go for a quick spin?

Create a new simulated position in any Aave market:

Tempel alamat dompet apa wae kanggo mbukak posisi Aave langsung, banjur seret jumlah sing diwenehake lan sing disilih — utawa rega aset — kanggo ndeleng persis ing ngendi posisi kasebut dilikuidasi. Ora ana sing nyambung lan ora ana sing ditandatangani: simulator mung maca data umum ing rantai.

Kepiye carane ngetung rega likuidasi Aave

Aave menehi skor saben posisi nganggo siji angka, yaiku faktor kesehatan. Iki minangka nilai jaminan sampeyan, kanthi saben aset ditimbang miturut ambang likuidasi, dibagi karo nilai kabeh sing sampeyan utang:

Faktor kesehatan = (nilai jaminan x ambang likuidasi) / nilai pinjaman

Posisi dadi layak kanggo likuidasi nalika faktor kesehatan mudhun ing ngisor 1.0. Amarga nilai jaminan obah bebarengan karo pasar, rega likuidasi mung minangka rega jaminan ing ngendi faktor kesehatan tekan persis 1.0.

Conto sing wis digarap: sampeyan nyedhiyakake 10 ETH kanthi rega $3.000 (saldo $30.000) lan WETH duwe ambang batas likuidasi 82,5%. Kanggo iku, sampeyan nyilih 15.000 USDC. Faktor kesehatan yaiku 30.000 x 0,825 / 15.000 = 1,65. Yen dirampungake kanggo rega ing ngendi 10 x rega x 0,825 = 15.000, rega likuidasi kira-kira $1.818 saben ETH - penarikan 39% saka kene.

Posisi sing nyekel sawetara aset jaminan ora duwe rega likuidasi tunggal, amarga saben aset duwe ambang likuidasi dhewe lan salah siji saka aset kasebut bisa obah. Simulator nangani kasus kasebut kanthi ngrampungake rega jaminan sing nggawa faktor kesehatan dadi 1.0 nalika njaga posisi liyane tetep.

Faktor kesehatan lan daya utang sing isih ana

Kekuwatan nyilih nggunakake parameter kapindho sing luwih ketat: rasio utangan-kanggo-nilai. Ing ngendi ambang batas likuidasi nemtokake kapan sampeyan dilikuidasi, LTV nemtokake pira sampeyan diidini nyilih, lan mesthi sing paling murah.

kasedhiya kanggo nyilih = (nilai jaminan x utangan-kanggo-nilai) - wis disilih

Nerusake conto ing ndhuwur, yen WETH duwe LTV 80%, mula jaminan $30.000 ndhukung utang $24.000. Kanthi 15.000 USDC sing wis ditarik, isih ana $9.000 kekuwatan nyilih. Nyilih kabeh lan faktor kesehatan mudhun dadi 30.000 x 0,825 / 24.000 = 1,03, sing meh ora ana papan kanggo rega obah.

E-Mode ngganti loro angka kasebut. Nalika jaminan lan utang posisi ana korelasi sing dhuwur — ETH nglawan turunan ETH, utawa siji stablecoin nglawan liyane — Aave ngunggahake ambang batas LTV lan likuidasi kanggo pasangan kasebut, sing ngunggahake daya utang lan rega likuidasi. Simulator maca kategori E-Mode langsung saben pasar lan ngetrapake kategori endi wae sing digunakake posisi kasebut.

Apa sejatine biaya likuidasi

Likuidasi dudu kerugian total saka posisi kasebut. Likuidator mbayar sebagian saka utang sampeyan lan njupuk jumlah sing padha karo jaminan sampeyan, ditambah bonus — penalti likuidasi — minangka insentif. Penalti kasebut ditetepake saben aset lan biasane antara 5% nganti 10% saka jumlah sing dilikuidasi.

Tegese biaya praktis saka likuidasi iku minangka paukuman kanggo bagean sing dilikuidasi, dudu kabeh saldo. Iki uga tegese faktor kesehatan sing rada ndhuwur 1.0 mbebayani tinimbang aman: lonjakan gas, lag update oracle, lan pasar sing obah cepet kabeh bisa nggawa posisi nganti 1.0 sadurunge sampeyan bisa nanggepi.

Parameter risiko Live Aave miturut pasar

Rasio utangan-kanggo-nilai, ambang likuidasi, lan penalti likuidasi kanggo saben aset sing kadhaptar, diwaca saka kontrak kolam renang Aave. Iki minangka input sing tepat ing saben rega likuidasi ing ndhuwur.

Ethereum v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
WETH80.50%83.00%5.00%
weETH77.50%80.00%7.00%
USDT75.00%78.00%4.50%
wstETH78.50%81.00%6.00%
WBTC73.00%78.00%5.00%
USDC75.00%78.00%4.50%
Arbitrum v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
WBTC73.00%78.00%7.00%
USDC75.00%78.00%5.00%
WETH80.00%84.00%5.00%
weETH75.00%77.00%7.50%
wstETH75.00%79.00%7.20%
USD₮075.00%78.00%5.00%
Optimism v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
wstETH75.00%79.00%7.20%
WETH80.00%83.00%5.00%
WBTC73.00%78.00%7.50%
USDC75.00%78.00%5.00%
USDT75.00%78.00%5.00%
USDC0.00%78.50%5.00%
Base v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
cbBTC73.00%78.00%7.50%
WETH80.00%83.00%5.00%
USDC75.00%78.00%5.00%
cbETH75.00%79.00%7.50%
weETH75.00%77.00%7.50%
wstETH75.00%79.00%6.00%
Polygon v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
WBTC73.00%78.00%8.50%
USDT070.00%78.00%5.00%
WETH80.00%83.00%5.00%
USDC70.00%78.00%5.00%
WPOL68.00%73.00%7.00%
wstETH75.00%79.00%7.20%
Avalanche v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
WAVAX68.00%73.00%9.00%
BTC.b70.00%75.00%6.50%
sAVAX50.00%55.00%10.00%
USDC75.00%79.50%4.00%
WETH.e80.00%83.00%5.00%
USDt75.00%78.00%5.00%
BNB Chain v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
WBNB70.00%75.00%10.00%
BTCB70.00%75.00%10.00%
USDT75.00%78.00%5.00%
ETH80.00%83.00%10.00%
USDC75.00%78.00%5.00%
wstETH72.00%75.00%7.50%
Monad v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
USDC75.00%78.00%7.50%
syrupUSDC0.00%0.00%-100.00%
USDe0.00%0.00%-100.00%
PT-AUSD-8OCT20260.00%0.00%-100.00%
USDT075.00%78.00%7.50%
GHO75.00%78.00%7.50%
Plasma v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
USDT075.00%78.00%4.50%
USDe0.00%75.00%8.50%
sUSDe0.00%0.10%8.50%
syrupUSDT0.00%0.10%6.00%
PT-sUSDE-22OCT20260.00%0.00%-100.00%
GHO0.00%0.00%-100.00%
MegaETH v3
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
stcUSD0.00%0.00%-100.00%
USDm0.00%0.00%-100.00%
WETH78.00%81.00%5.50%
wstETH75.00%79.00%6.50%
USDe0.00%0.00%-100.00%
BTC.b68.00%73.00%6.50%
Ethereum v4 Main
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
weETH80.00%80.00%7.77%
USDG0.00%0.00%0.00%
WBTC78.00%78.00%5.55%
wstETH80.00%80.00%6.66%
cbBTC78.00%78.00%5.55%
frxUSD0.00%0.00%0.00%
Ethereum v4 Lido
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
wstETH95.50%95.50%1.00%
WETH0.00%0.00%0.00%
Ethereum v4 EtherFi
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
weETH95.50%95.50%1.00%
WETH0.00%0.00%0.00%
Ethereum v4 Lombard BTC
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
WBTC0.00%0.00%0.00%
cbBTC0.00%0.00%0.00%
LBTC86.00%86.00%3.00%
Ethereum v4 Gold
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
USDG0.00%0.00%0.00%
XAUt75.00%75.00%6.66%
frxUSD0.00%0.00%0.00%
USDT0.00%0.00%0.00%
USDC0.00%0.00%0.00%
EURC0.00%0.00%0.00%
Ethereum v4 Forex
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
USDG0.00%0.00%0.00%
frxUSD0.00%0.00%0.00%
USDC90.00%90.00%2.00%
USDT90.00%90.00%2.00%
EURC90.00%90.00%2.00%
GHO0.00%0.00%0.00%
Ethereum v4 Bluechip
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
WBTC84.50%84.50%4.44%
wstETH85.50%85.50%4.44%
frxUSD0.00%0.00%0.00%
cbBTC84.50%84.50%4.44%
USDC0.00%0.00%0.00%
WETH86.00%86.00%4.44%
Ethereum v4 Ethena
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
frxUSD0.00%0.00%0.00%
sUSDe92.00%92.00%3.00%
USDC0.00%0.00%0.00%
USDT0.00%0.00%0.00%
USDe93.00%93.00%2.00%
GHO0.00%0.00%0.00%
Ethereum v4 Ethena Correlated
AsetLTV Maks.Ambang batas likuidasiHukuman likuidasi
sUSDe92.00%92.00%3.00%
USDe93.00%93.00%2.00%
PT-USDe-7MAY202695.80%95.80%2.00%
PT-sUSDE-7MAY202694.00%94.00%3.00%

Parameter ing rantai wiwit

Pasar Aave sing didhukung

Rega likuidasi, faktor kesehatan, lan daya utang bisa disimulasikake ing pasar-pasar iki:

Pitakonan sing kerep ditakoni

Kepriye carane ngetung rega likuidasi Aave?

Jupuk nilai jaminan, kalikake karo ambang batas likuidasi aset, lan bagi karo nilai sing disilih — yaiku faktor kesehatan. Rega likuidasi yaiku rega jaminan sing ndadekake iki padha karo 1,0, mula dadi nilai sing disilih dibagi karo (kuantitas jaminan x ambang batas likuidasi).

Ing faktor kesehatan apa Aave bisa melikuidasi posisi?

Ing ngisor 1.0. Kanthi faktor kesehatan 1.0 utawa luwih, posisi kasebut aman saka likuidasi; nalika mudhun ing ngisor 1.0, likuidator bisa mbayar maneh sebagian saka utang lan nuntut jaminan sing cocog ditambah penalti likuidasi.

Apa faktor kesehatan Aave sing aman?

Ora ana ambang batas resmi, nanging luwih dhuwur ing ndhuwur 1.0, luwih akeh gerakan rega sing bisa diserep posisi kasebut. Faktor kesehatan 2.0 tegese jaminan bisa mudhun setengah sadurunge likuidasi, dene 1.1 isih kurang saka 10%. Jaminan sing volatile njamin luwih akeh buffer tinimbang posisi stablecoin-lawan-stablecoin.

Pira denda likuidasi Aave?

Iki dikonfigurasi saben aset, umume antarane 5% lan 10%, lan mung ditrapake kanggo bagean utang sing dilikuidasi tinimbang kabeh posisi. Angka nyata kanggo saben aset ana ing tabel parameter risiko ing ndhuwur.

Apa aku kudu nyambungake dompet?

Ora. Lebokna alamat utawa jeneng ENS apa wae lan posisi kasebut bakal dimuat saka data on-chain umum. Ora ana sambungan dompet, ora ana tanda tangan lan ora ana transaksi — simulator ora bisa mindhah dana.